December 10th, 2010 by Jaren
Here are the top 5 factors that affect car insurance premiums:
Gender – like age, there is really nothing you can do about this. Men are generally perceived to be the potential dangerous drivers and not the females. hence, females get lower rates.
Age – younger drivers, particularly teenagers, receive higher premiums for nothing else but age. Inexperienced drivers also receive this because their not yet considered “mature” with their driving. There is really nothing that can be done about this: you get older, you get better at driving and your rates will eventually go down.
Type of Vehicle – we would all love to cruise around on a Pontiac Solstice or Porsche Boxter but you won’t believe the kind of rates these kinds of cars get. If you want lower premiums, get a car with a lower price.
Auto Insurance Companies – now this is something you can control. Despite the determining factors, some companies just offer lower rates than others. It’s up to you to choose.
Driving Violations – this is another thing you can certainly control. While it may be so tempting to race around town upon getting your license, a police ticket is not worth it. It may be a single ticket, but it can do wonders to your insurance premiums as insurance companies keep track of your driving record.
October 10th, 2010 by Jaren
We all said this to ourselves, we need a car… and so it begins the quest to find the perfect car…
oh man… I NEED A CAR!!!… I really need a car to go from point A to point B / here to there / anywhere to everywhere… hehhe…I need a car so I won’t bug my Dad to let me borrow his to get things like my usual cravings for coffee, burgers, pizza, chicken wings, or when i need to go to Blockbuster to rent games and such… hehehhee!!
I desperately NEED a car… but I still need to a research on cars… I want a BMW M5
Can I afford it? really that’s the question I leave to the philosophers…hehhe but for my price range it’s from $10k – $30k, so BMW M5 would be out of the picture…
Using the Vehicle Selector Aid from Autotropolis, finding a car that would suit me, just made my research pretty easy…I didn’t even have to leave the house. Lucky me…being the lazy dude that I am, this is the most fun and convenient thing. No one hassling you to buy this or that… hahahaha THE CHOICE IS ALL MINE AND MINE ALONE!!!! BWAHAHAHAAHAH!!!
the selections led me to these choices ….
- 2007 Chevrolet Cobalt
- 2007 Saturn Ion
- 2007 Toyota Yaris
- 2007 Chevrolet Aveo
hrmmm… decisions, decisions…
What if I list my far-out Specifications and standards on the type of car I would need…
it should be able to fly, and I can drive to a side of a building, that car should be able to sense what i’m feeling on that time i’m driving it, so if i’m angry… it would change into a menacing car… like what the batmobile looks like hheee… voice-activated driving (oh YEAH! the best)… so i don’t need to hold the steering wheel, when i’m driving on the freeway, i can switch the voice-activated driving on and off anytime i want… and my steering or control pad would be like my xbox 360 controller, and oooohh, ooooohhh i know….I want a soda dispenser, a microwave oven, a coffee maker, a personal fridge and a grill… so i can make burgers, sandwiches, drink coffee anytime when I’m driving… and it should fold small enough to fit in my pocket so I don’t have to worry about parking too far…
The adventures of the QuickStop Project — BackPackers Crew : Jaren’s Quest for the perfect car and the mixture fantasy and reality…
Pic Link
AutoClub.com.AU
June 10th, 2010 by Jaren
Auto insurance also called vehicle insurance is an insurance policy purchased for cars and other vehicle types. Its main use is to provide financial protection against losses, damages and injuries caused from car and traffic accidents. In some countries, it is a requirement to purchase this type of insurance before you could go on the road.
Auto insurance policy covers the insured party, the insured vehicle as well as the third parties. Insurance premium can either be mandated by the government or the insurance companies themselves. Of course they follow strict guidelines set by the insurance body of the government.
Premium varies from different factors such as car characteristics, the insurance coverage, the profile of the driver and how frequent the car is being used. Would you believe that premium for males are much higher than females? According to statistics, men have a higher accident rate than women. Aside from that, new drivers especially teenagers have higher car insurance premiums. Once they reached 25, premiums tend to lower.
July 4th, 2009 by Jaren
The company that is considered to be one of the US Auto Industry’s big three has indeed collapsed and has come to an agreement with the French Automaker Fiat to a partnership which they hope will allow them to continue operations. Though they are currently on a suspended mode, the company hopes to be back on the market before the end of the year allowing customers. The government is watching the two companies closely to fast get them out on a deal and for them to start withdrawing control of the firm which they have guardianship control over. GM promises to pay back the government the billions of dollars they have received form the government as they get back on their feet to serve the driving public.
July 2nd, 2009 by Robert
The future of the car industry will rely on a black box.
Yes, like the black box (actually it’s orange, weird they’d call it black) in airplanes that record flight movements and everything else that happens in the pilot’s cockpit, will also be installed in cars. The Association of British Insurers (ABI) say that this technology has already been installed in Staffordshire.
According to the Spokesman of ABI, Malcolm Tarling:
“Insurers will certainly use advances in technology and the goal that they are always trying to achieve is to ensure that the price that they charge for insurance reflects the actual risk.”
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