by: Djai Tanji
The portion of any claim that is not covered in the policy of your insurance provider is called EXCESS. An excess payment, a fixed sum you have to pay every time your car is being fixed with the use of your car insurance policy is referred to as Deductible. Your payment will be [...]
Category :
Auto Insurance News
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Get a copy of your credit report. Your score will generally determine the amount and the rate of the loan offered.
Identify various loan sources including banks, savings and loans, credit unions and sales finance companies.
Compare the APR (annual percentage rate) that each of the sources will charge for the loan and other costs [...]
Negotiate the mileage limit, down payment, and purchase-option price.
Look for cars that don’t depreciate faster than average.
Avoid leases that extend beyond the car’s factory warranty, if you can.
Buy extra miles up front if you expect to run over the standard allotment.
Make sure your trade-in is deducted from the car’s capitalized cost (the vehicle price plus [...]
Category :
Industry News
by: Djai Tanji
For you to qualify for this auto insurance plan program in California, you must be a “good standing driver” and that means you must be at least 19 years old and have been driving for at least three consecutive years; you should have no vehicle code felony or offence and felony on their [...]
Category :
Auto Insurance News
Negotiate or ‘haggle’ the price of the car with the dealer. When you negotiate, get as close to the manufacturers suggested retail price (MSRP) as possible. A dealer will sometimes negotiate to within $500.00 of the MSRP, especially if the manufacturer is giving them a special deal if they sell the car.
Manufacturers will [...]
