June 24th, 2013 by Marie

People experience car problems and break down everyday. Car problems that can ruin your day, causes accidents or even let you spend a lot of money. That is why, all drivers would definitely want to avoid, prevent and fix these car problems and have a safe drive. To give you a heads up, here are the top 10 car problems you need to watch out for.

Flat Tire
What to do: If a flat tire occurs, safely move to the side of the road, put the vehicle in park, and put the hand brake on to ensure that the vehicle does not roll. Get a spare tire, jack, leverage pipe, and lug nut wrench out of the trunk.
Prevention: Make sure to check the tire pressure at least once a month to ensure that it is up to where it should be. You should not only check all the tires on your vehicle, but also your spare tire as well. Try to avoid large cracks, divots, or anything that is in the road that might puncture your tire while driving.

Dead Battery
What to do: If you find that your vehicle will not start, you will need to find a friend or someone that will be able to give you a jump in order to get home. You will also need to find some jumper cables.Make sure to get the hoods of the cars close together in order to reach the cables from one car to another. Do not let the vehicles touch however, because this could be a bad situation.
Prevention: To prevent batteries from going bad, you should always make sure everything in your vehicle is shut off when you get out of it. You might also want to replace your battery every few years or so.

What to do: Finding a way to check what type of fluid is leaking might not be so hard to do if you know what types of fluids to look for. You should place an old light colored sheet or a white piece of paper under your vehicle so you can determine the color of the fluid. Make sure to notice where the leak is coming from as well. This could be a giveaway of what it is.
Prevention: Always make sure to have your fluids changed. You should have them changed every 3,500 miles or each year. You want to maintain good upkeep on your vehicle so these leaks do not happen. Of course, diagnosing them early on will help you prevent anything further from going wrong within the vehicle.

Bad Shocks
What to do: If you find that your vehicle is shaking, sagging, leaking, rattling, or perhaps it breaks then you might want to look further into the shocks. This is what holds your vehicle up and helps you not feel so much turbulence while riding over a bumpy road. You might want to have an auto mechanic look at it since they will have larger lifts for the vehicles in order to remove and replace the shocks.
Prevention: You will want to always listen and feel your vehicle for any changes. Once you notice a change in the way that it drives, you should have it checked out.

Bad Brakes
What to do: Look up what type of brakes you will need for your vehicle, and purchase them. You will want to cool the vehicle down before trying to replace the brakes.
Prevention: Always listen and feel for differences in the way your brakes react. You want to make sure you notice any differences beforehand. You should also make sure to get your brakes checked every year during the annual maintenance check up of your vehicle.

May 17th, 2013 by Marie

Recent studies show that whiplash and other back injuries claims are costing insurance companies a lot more in their auto insurance bill. The number of whiplash claims has spiralled to 550,000 a year, landing insurers with almost $3billion more cost.

Whiplash is a neck and spinal injury most commonly caused by a rear-end car collision. Generally, the driver and passengers in the vehicle that was hit from behind sustain the whiplash injury. There are almost 1500 insurance claims that are made every day and these are killing insurance companies. But the sad truth is for too long whiplash has been seen as the “fraud of choice” for insurance claims. It found that 95% of drivers say they believe unnecessary whiplash claims are behind increases in car insurance premiums, which have jumped 80% since October 2008. Research also shows that almost 400 among 1000 drivers that made their whiplash insurance claims spent their compensation on medical treatment or physiotherapy. Others used the money to pay off debts, buy luxury items such as TVs and computers (12%) or to go on holiday (9%).

So here’s my final thought for drivers, it is definitely a need to include whiplash in your auto insurances. But dont use it as a fraud to claim insurances. Be more responsible. And for insurance companies, make sure to establish a system to determine whether a driver is really suffering with Whiplash or not. More effective diagnosis of whiplash will help genuine claimants get paid out quickly and reduce the scope for fraud.

May 4th, 2013 by Jonette

small__5329194799The food catering business is a hardy one, thriving and bustling even in this time of an economic downturn. For as long as there are events with a lot of people who need to be fed, there will always be a catering business who will be there to answer that need. In conventions, conferences, meetings, business launches, and even more personal events like birthday parties, weddings, anniversaries, or even funerals, the catering business will continue to go strong.

Catering businesses also need vans and other service vehicles to go from place to place. Catering vans also contain food – while this seems obvious, there’s also the risk of the food getting overheated, contaminated, or jostled, or spoiled. For this, their service vans and vehicles will definitely need automobile insurance. This protects the business owners from significant losses, and in turn protects the business’s clients and customers from losses of a different sort.

photo credit: Telstar Logistics via photopin cc

March 28th, 2013 by Jonette

medium_762982928So, despite the fact that your professional race car will more likely than not go through flame bursts, collisions, and the random road flip, you have pretty much decided you’re going to insure your baby, no matter what it takes. Okay then, here are some things you must be aware of before heading in that direction.

Bear in mind that with the higher risks your car will most likely be subjected to, the insurance for your race car will definitely be more expensive than that of a regular car, so be ready to shell out more than your regular driving buddies will on theirs.

Money is not the only requirement here. The insurance company will need a greater amount of information from you. These companies will also probably want you to take a drug test and a sanity test, and will scrutinize your driving history. With all these requirements, it’s better to either memorize your information, or just have them at hand at all times.

photo credit: bkdc via photopin cc

March 25th, 2013 by Marie

Have you ever imagine being stock up on the road because your car breakdown? And  too bad you are in a vacation and in a foreign land! Being a serial traveler I’ve already experience the highs and lows of traveling and I can tell you, it is the worst experience to be stranded in a foreign land without any help you can get. It is also hear to communicate due to language barrier. I cant still remember when I was stuck on the road in Thailand, boy learning Thai and other languages is a very serious knowledge you can get.

But still to warn you in traveling. Following is a group of roads where injuries, kidnapping and even death are recognized.

Road of Death, Bolivia
One of the most evil and most dangerous roads can found at Bolivia- the North Yugas. In fact, this road is recognized as the worst road in the whole world in 1995 by the Inter- American Development Bank and is most referred as “Road of Death”. This is because every year, the road kills an estimated number of 200 to 300 travelers, with a deadly accident taking place approximately every two weeks.
The road stretches some 70kilometer (about 43 miles) from the capital of La Paz to Coroico. It has a poor bad shape and winds along the mountains. It is also 3, 600m high above ground level, there is no blockase between you and the kilometre-long drop to the bottom.
While there is a newly, modern and fully paved bypass, North Yugas is still seen with a good amount of traffic, most especially by thrill seekers travelling by bikes and some top gear hosts.

Siberian road to Yakutsk, Russia
A road that connects Moscow and Yakutsk name Lena Highway aka the Highway from the Hell. This road is typically covered by snow and ice; however when summer months come up, this snow and ice melts, adding rain to the unpaved roads mean hip-deep mud.
Well, no one really can get killed in the mud. But imagine how many trucks and vehicles get stuck in the middle of nowhere, trying to get out from the traffic jams. Really a mess!

Sichuan-Tibet Highway, China
Another worst road recognized around the world is the Sichuan-Tibet highway found in China, a single-track road linking Chengdu and Tibet.
Stretching more than 2,400km, the highway goes over 14 mountains, crosses wide rivers and passes through some of the world’s most hostile terrain. You would surely would not like to suffer from a car break down here, or else, be stranded for few days.

Leh-Manali Highway, India
Another well-known worst road in the world is the Leh-Manali Highway. It crosses some of the highest mountains passes in the world including Tanglang La, Lachulung La, Baralacha La and Rohtang La. The road can only be used when the snow is cleared, between June and mid- September. For traveler, a journey can take you 2 days depending on the road conditions and traffic jams, so, it is advisable that you make an overnight stops at tented camps such as Sarchu so you can get a rest. Also, if you are renting a car, 4WD vehicles are a smart choice as the road can be flooded by mud during summer.

Skippers Road, New Zealand
You would certainly wish to have a car breakdown in a wrong time and in a wrong place rather than breaking down on the Skippers Road, New Zealand. The unpaved road to get to the canyon is only 22-km long, but it’s carved straight out of the natural schist rock.
Most rental car companies have forbidden using their vehicles in this road because of the danger it may cause. However, there are still few numbers of rafting and boat tours that use the road, but local knowledge is essential to navigating it safely.
How would you like to be caught in a mess and tragic like this? Awful! Make sure you get your car and yourself well-prepared before driving on these places.